Alternatives to YNAB
Budgeting app for guilt-free spending and effortless saving
Actual
Privacy-focused personal finance app with envelope budgeting and sync
Financial Freedom
Self-hosted, open-source budgeting tool for full financial data control
Firefly III
Self-hostable budgeting tool with multi-currency and API support
Frappe Books
Open-source desktop accounting software for invoices, expenses, and bookkeeping
Ghostfolio
Open-source wealth management for stocks, ETFs, and cryptocurrencies
Maybe
Open-source personal finance tracker with net worth dashboard and projections
Midday
All-in-one finance and time-tracking tool for freelancers and businesses
Monetr
Open-source money management tool for budgeting and expense tracking
Sure.am
Open-source personal finance platform for tracking and growth
Wealthfolio
Secure desktop app for tracking investments with privacy focus
YAFFA
Self-hosted open-source budgeting app for expenses and investments
ezBookkeeping
Open-source personal finance app with multi-currency and privacy focus
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